Funding solutions
Achieve your dream,
homeownership with clarity trust speed
Unlock financial confidence with our expert guidance and personalized mortgage solutions designed to make your journey smooth and successful.
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Expert help Trusted mortgage specialists ready to guide you every step of the way.
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Proven Results Thousands of satisfied homeowners who found their direct path through us.
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Free Support No-obligation advice to help you choose the right mortgage for your needs.
Programs
Explore Our Programs
Conventional Mortgages
Reliable financing for qualified borrowers seeking flexible terms and competitive rates.
Down Payment Assistance
Helping buyers cover upfront costs through grants and low-interest programs.
FHA Loans
Affordable home financing with low down payments and easy qualification.
VA Loans
Exclusive benefits for veterans, active-duty service members, and eligible spouses.
USDA Mortgages
A USDA Mortgage, backed by the U.S. Department of Agriculture, helps low-to-moderate-income families.
Private Money Mortgages
A Private Money Mortgage offers flexible, fast-funding options for borrowers who might not qualify for traditional bank loans.
Reverse Mortgages
A Reverse Mortgage allows homeowners aged 62 and older to convert a portion of their home equity.
Calvet Home Loans
The CalVet Home Loan Program helps California veterans and active-duty service members achieve the dream.
Calculator
Mortgage Calculator
Preparation
Ready to Apply?
Here’s What You’ll Need
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Proof of Income and Employment
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Identification Documents
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Credit Report or Score
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Business Type (if applicable): LLC, Corporation
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Financial Statements (for business loans or refinancing)
Guidance
Advice Tailored for Your Success
We go beyond financing — we guide you through every decision.
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Homeownership Strategies
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Hassle-Free Online Application
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Credit and Budget Consultation
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Legal and Financial Guidance
why choose us
Reasons to Choose Direct Capital Mortgage
We care about your goals and provide personalized support to ensure you find the best path to homeownership. Expect fast approvals, flexible programs, and total confidence throughout your journey.
Speed
Swift approvals help you move forward quickly and confidently.
Flexibility
Tailored loan options that fit your lifestyle and financial needs.
Confidence
Reliable service and transparent communication at every stage.
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Online Application
Start your journey by completing our simple online form — it only takes minutes.
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Same-day decision
Receive a fast and clear response from our experts with customized options.
03
Sign your contract
Review, sign, and finalize your agreement securely online — your new home is closer than ever.
Testimonials
Real stories of businesses
“Direct Capital Mortgage made my first home purchase smooth and stress-free. Their team walked me through everything with patience and care.”
Olivia Carter, First-Time Buyer
“Their rates were unbeatable, and the process was quick. I highly recommend them to anyone looking for a mortgage.”
— Michael Rivera, Homeowner
“I couldn’t believe how easy refinancing was. Their transparency and professionalism earned my full trust.”
— John Gosling, Homeowner
“I couldn’t believe how easy refinancing was. Their transparency and professionalism earned my full trust.”
— Sarah Nguyen, Refinance Client
During tough times, their funding and guidance were instrumental. Together, we navigated challenges, emerged stronger, and continued our journey.
Stefan Ball
Marketing Manager
our blog
Resources and stories center
Learn how to lock in the best rates and what affects your monthly payment.
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Support network
Our experts can help you find a solution
We're passionately committed to your business growth. Count on us for prompt, tailored funding solutions. Our dedication lies in supporting your journey to success, every step of the way.
Connect
Get in touch today
We’re here to help you find the right mortgage and make homeownership possible.